Auto Insurance Quotes
Auto Insurance QuotesHome | Free Auto Quote | About us | Contact us | Auto Insurance FactsAuto Insurance Quote

California Auto Insurance

Get a free no obligation quote for California car insurance (CA).
We offer some of the best California auto insurance quotes.

Auto Insurance rules in California

FREE Auto Insurance Quote!
California Car Insurance Quote
Start Saving Today!



California auto insurance quotes

A Brief Insight to the Auto Insurance Rules and Coverage in California

After you meet with an accident, the auto insurance company endows you with two options. Either the owner can go in for bodily injury liability or property damage liability, depending upon the damage caused. The auto insurance policies are there to protect the drivers against the damage claimed by the victims.


The state's liability minimums are 15/30/05

Minimum Coverage: Every state has some mandatory coverage's that all auto insurance company has to follow. In California, the minimum coverage of your car insurance and the injury caused in an accident is figured out to be $15,000. $30,000 is the amount for the injury in an accident. If a property gets damaged in the accident the amount is of $5,000. The other optional coverage's are medical payments, collision and comprehensive, uninsured and underinsured motorists' bodily injury coverage.

You are required by law to have certain minimum level of coverage:

Mandatory Coverage
Minimum Requirement
Bodily Injury Liability (BI): When you are at fault in an accident, pays for accidental injury to or the death of another driver, the other driver's passengers, passengers in your car, and pedestrians.
$15,000 per person $30,000per accident
Property Damage (PD): When you are at fault in an accident, pays for the repair or replacement of other people's cars or property.
$5000 per accident

Medical payments, PIP, and no-fault coverage
After an accident, you are reimbursed for the medical expenses incurred for treating the injuries caused to you, as well as your passengers, through (Med Pay) coverage. California auto insurance has its two optional coverage areas such as Personal injury protection (PIP) and "no-fault" coverage, which is not mandatory for every state. Payments for lost wages and childcare also form a part of the auto insurance plans in this state.

State DUI/ DWI Young Driver Licensing Safety belt usage Motorcycle
Helmet use
Red light
Child Restraint Use
CA Good Good Good Good Good Good

California Auto Insurance Law

First and the foremost, every vehicle owner should possess the auto insurance without which, you can never register your vehicle. Legally speaking, liability insurance is a must in California, and being caught without one, is considered to be a serious offence.

The auto insurance companies in California have provided many options for coverage, such as for collision, medical, uninsured and underinsured motorists. But you should be having the capability to pay out of your pockets.

Mandatory Requirements:

According to the state law, it is mandatory for a driver to be able to produce the insurance card or its evidences, whenever required. The auto insurance on the other hand can protect you financially as well.

In accordance with California auto insurance law, other acceptable documents to prove insurance include:

1. A temporary insurance card issued by the insurer.
2. A premium receipt or insurance binder issued by the motorist's insurance agent.
3. The current declarations page of a liability insurance policy.
4. The actual liability insurance policy issued for the vehicle.
5. A certificate of liability insurance policy issued by either the insurer or an authorized agent.
6. Proof of purchase of a motor vehicle with the previous 60 days and a valid insurance card issued for the motor vehicle replaced by such purchase. The proof of purchase is to be a copy of the bill of sale if the vehicle is a pre-1975 year model, or the owner's permit (yellow) copy of the application for certificate of title for a 1975 and subsequent year model vehicle.
7. A copy of the rental agreement when renting a motor vehicle, which specifies the insurance coverage.

How Auto Insurance Rate Are Determined in California

A lifestyle affects the auto insurance interest rates in California. If you want to lower down the interest rates on your policies you should keep this factor in mind. Other factors that are considered during the computation of the rates would be the kind of your vehicle, your age, your driving sense and type of service providers.
However, the rates are not always the same for everyone. Different auto insurance dealers can charge you differently. Keep a track and be updated. You can also ask for different auto insurance quotes from various companies. Believe me, it is the easiest way to save on the policy.

Get a free no obligation quote for California car insurance

CA Auto Insurance Quotes - Click Here!


Why Choose Advantage One Insurance?

Enjoying the freedom and mobility your vehicle provides is part and parcel of the American dream. Our job is to help you protect that dream.

Choosing the right automobile insurance coverage can be a confusing experience for most people.  With different Liability limits, Comprehensive, Collision, Personal Injury Protection and Medical coverages to choose from it's easy for most consumers to make simple mistakes that could quickly become a drastic consequence towards their stability and financial well being.


The value of good automobile insurance doesn't become apparent until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on.

Throughout this section our focus is to provide you with empowering information that enables you to better understand the many options involved in automobile insurance.

As an independent insurance agency it's our job to represent you, the customer.  Consistently working to provide the individual coverage you require.  When it comes to protecting your auto, home, business and family, don't leave it up to chance.. being insured with the best certainly has its advantages.  That is just one of the reasons why the companies we represent have continually earned the highest ratings from AM Best, the leading independent insurance industry rating authority.



Get a free no obligation quote for California auto insurance

Looking for a car insurence quote in California - look no further, we offer great rates and service.


Auto Insurance in California (CA):
Acampo Auto InsuranceActon Auto InsuranceAdelanto Auto Insurance
Adin Auto InsuranceAgoura Auto InsuranceAgoura Hills Auto Insurance
Aguanga Auto InsuranceAhwahnee Auto InsuranceAlameda Auto Insurance
Alamo Auto InsuranceAlbany Auto InsuranceAlbion Auto Insurance
Alderpoint Auto InsuranceAlhambra Auto InsuranceAliso Viejo Auto Insurance
Alleghany Auto InsuranceAllstate Ins Auto InsuranceAlpaugh Auto Insurance
Alpine Auto InsuranceAlta Auto InsuranceAltadena Auto Insurance
Altaville Auto InsuranceAlturas Auto InsuranceAlviso Auto Insurance
Amador City Auto InsuranceAmboy Auto InsuranceAmerican Canyon Auto Insurance
Anaheim Auto InsuranceAnderson Auto InsuranceAngels Camp Auto Insurance
Angelus Oaks Auto InsuranceAngwin Auto InsuranceAnnapolis Auto Insurance
Antelope Auto InsuranceAntioch Auto InsuranceAnza Auto Insurance
Apple Valley Auto InsuranceApplegate Auto InsuranceAptos Auto Insurance
Arbuckle Auto InsuranceArcadia Auto InsuranceArcata Auto Insurance
Armona Auto InsuranceArnold Auto InsuranceAromas Auto Insurance
Arroyo Grande Auto InsuranceArtesia Auto InsuranceArtois Auto Insurance
Arvin Auto InsuranceAtascadero Auto InsuranceAtherton Auto Insurance
Atwater Auto InsuranceAtwood Auto InsuranceAuberry Auto Insurance
Auburn Auto InsuranceAvalon Auto InsuranceAvenal Auto Insurance
Avery Auto InsuranceAvila Beach Auto InsuranceAzusa Auto Insurance
Badger Auto InsuranceBaker Auto InsuranceBakersfield Auto Insurance
Baldwin Park Auto InsuranceBallico Auto InsuranceBangor Auto Insurance
Bank Amer Center Auto InsuranceBank Americard Auto InsuranceBanning Auto Insurance
Bard Auto InsuranceBarstow Auto InsuranceBass Lake Auto Insurance
Bayside Auto InsuranceBeacon Oil Co Auto InsuranceBeale Afb Auto Insurance
Beaumont Auto InsuranceBeckwourth Auto InsuranceBelden Auto Insurance
Bell Auto InsuranceBell Gardens Auto InsuranceBella Vista Auto Insurance
Bellflower Auto InsuranceBelmont Auto InsuranceBelvedere Tiburon Auto Insurance
Ben Lomond Auto InsuranceBenicia Auto InsuranceBenton Auto Insurance
Berkeley Auto InsuranceBerry Creek Auto InsuranceBethel Island Auto Insurance
Beverly Hills Auto InsuranceBieber Auto InsuranceBig Bar Auto Insurance
Big Bear City Auto InsuranceBig Bear Lake Auto InsuranceBig Bend Auto Insurance
Big Creek Auto InsuranceBig Oak Flat Auto InsuranceBig Pine Auto Insurance
Big Sur Auto InsuranceBiggs Auto InsuranceBiola Auto Insurance
Birds Landing Auto InsuranceBishop Auto InsuranceBlairsden-graeagle Auto Insurance
Blocksburg Auto InsuranceBloomington Auto InsuranceBlue Jay Auto Insurance
Blue Lake Auto InsuranceBlythe Auto InsuranceBodega Auto Insurance
Bodega Bay Auto InsuranceBodfish Auto InsuranceBolinas Auto Insurance
Bonita Auto InsuranceBonsall Auto InsuranceBoonville Auto Insurance
Boron Auto InsuranceBorrego Springs Auto InsuranceBoulder Creek Auto Insurance
Boulevard Auto InsuranceBoyes Hot Springs Auto InsuranceBradley Auto Insurance
Brandeis Auto InsuranceBranscomb Auto InsuranceBrawley Auto Insurance
Brea Auto InsuranceBrentwood Auto InsuranceBridgeport Auto Insurance
Bridgeville Auto InsuranceBrisbane Auto InsuranceBrookdale Auto Insurance
Brooks Auto InsuranceBrowns Valley Auto InsuranceBrownsville Auto Insurance

First Page | Previous Page | Next Page | Last Page


Helpful Sites:

London Backpacker Accommodation - Flights from London to New York - Hotels in Sydney - Discount Hotels in New York


Home | Auto Insurance Quote | About Us | Contact Us | Auto Insurance Facts
Coverages | Car Resources | Articles

Copyright 1999 - 2006 - All Rights Reserved - 1/5/2006